Hello‚ my name is Alex‚ and I would like to share my personal experience with managing a monthly budget. In this article‚ I will discuss how I handle my expenses and how I adapt to changes in prices. Every month‚ my mom gives me 5000 rubles as an allowance. I have learned to make the most out of this amount by carefully budgeting and prioritizing my spending. Initially‚ I allocate 20% of my allowance‚ which is 1000 rubles‚ for transportation expenses. This covers my daily commute to school and other activities. However‚ recently the cost of transportation has increased by 10%. To adjust to this change‚ I now set aside 1100 rubles for transportation. Next‚ I have a regular habit of going to the cinema four times a month. Each ticket costs 250 rubles‚ resulting in a total of 1000 rubles for the month. Unfortunately‚ ticket prices have increased by 20%. To accommodate this change‚ I now spend 1200 rubles on cinema tickets. The remaining portion of my allowance is used for various expenses‚ including food‚ English language lessons‚ gifts‚ and stationery. This amount has not changed and remains at 3000 rubles.
To recalculate my monthly budget‚ I add up all the expenses⁚ 1100 rubles for transportation‚ 1200 rubles for cinema tickets‚ and 3000 rubles for other expenses‚ which gives me a total of 5300 rubles. Considering the increase in prices for transportation and cinema tickets‚ I find that I need an additional 300 rubles per month to cover my expenses. To make adjustments‚ I can either ask my mom for a slight increase in my allowance or look for other ways to save money within my existing budget. For example‚ I could explore alternative modes of transportation‚ such as walking or cycling when feasible‚ to reduce transportation costs. Additionally‚ I could limit my cinema outings to two or three times a month to cut down on expenses. Budgeting requires flexibility and adaptability‚ especially when facing changes in prices. By carefully monitoring and adjusting my spending‚ I can ensure that my allowance covers all my necessary expenses while also allowing room for saving or unexpected expenses. In conclusion‚ managing a monthly budget is a crucial skill that I have learned through my personal experience. By allocating my allowance wisely and adapting to changes in prices‚ I can effectively manage my expenses and ensure that I have enough money for all my needs.